To our stakeholders

Íslandsbanki delivers another year of strong performance within all business divisions, with a record growth in corporate lending and increased demand for asset-based financing and mortgages. The Bank’s emphasis on being #1 for service is reflected in positive results from customer surveys and increased market share.

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2014 Highlights

Of the Bank’s net profit, ISK 14.8bn is profit from regular operations

Net fee and commission income increased by 10% in 2014 and is now 27% of net operating income

Lower ROE is primarily driven by higher equity

Íslandsbanki continues to operate the most efficient branch network

Loans to customers increased by 14% in 2014 with new lending of ISK165bn

This year, Íslandsbanki was named the best bank in Iceland by both Euromoney and The Banker and ranked as “number one bank” in the Icelandic Customer Satisfaction Index

Annual Report 2014

Íslandsbanki’s Annual Report is split into three parts: Company, Financials and Pillar 3 Report. 

In addition, all 2014  investor material, including the press release, fact sheet, fact book and video, is available on the IR website under financials.

The report is available in a PDF format or can be viewed in ISSUU.